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Scenarios›Accessing Healthcare with IFHP

Accessing Healthcare with IFHP

Understanding how to navigate the healthcare system as a refugee claimant

This page provides legal information, not legal advice. Consult a qualified immigration lawyer or licensed RCIC before taking action on a refugee claim, appeal, or removal order.

Last verified: 2026-09-08

IFHP Eligibility

The Interim Federal Health Program (IFHP) provides limited and temporary health care coverage until a person becomes eligible for provincial or territorial health insurance. According to IRCC's IFHP eligibility page, the groups covered include:

  • Refugee claimants who are waiting for a decision from the Immigration and Refugee Board (IRB), as well as some people whose claim was refused and people who are eligible for a pre-removal risk assessment
  • Protected persons, including people with a positive IRB or pre-removal risk assessment decision
  • Resettled refugees (government-assisted, privately sponsored, blended visa office-referred and joint assistance sponsorship)
  • People detained under the Immigration and Refugee Protection Act, and certain holders of temporary resident permits

A refugee claimant does not file a separate IFHP application. IRCC states that coverage begins when the claimant receives an Acknowledgement of Claim, a Refugee Protection Claimant Document or a Refugee Protection Identity Document. That document is the proof of coverage shown to health care providers. A claimant can also open an account in the IFHP portal to check coverage status and print documentation.

For a claimant, IFHP coverage continues until the person qualifies for health insurance from their province or territory or leaves Canada. It ends earlier if the claim is withdrawn, is declared abandoned by the IRB, or is found ineligible for referral without eligibility for a pre-removal risk assessment. Each province and territory sets its own rules on when a claimant qualifies for its health plan.

What IFHP Covers

IRCC's IFHP coverage summary divides coverage into basic coverage, prescription drug coverage and supplemental coverage. As of May 1, 2026, IRCC's co-payment page states that beneficiaries pay $4 for each eligible prescription filled or refilled and 30% of the cost of other eligible supplemental benefits, paid directly to the provider. Co-payments do not apply to basic coverage. Coverage applies only to services from providers registered with the IFHP.

Doctor Visits (basic coverage)

Services from medical doctors, registered nurses and other health care professionals licensed in Canada, including pre-natal and post-natal care, are part of basic coverage. No co-payment applies to basic coverage.

Prescription Medications

Eligible prescription medications are covered. As of May 1, 2026, the beneficiary pays a $4 co-payment to the pharmacy for each eligible prescription filled or refilled, according to IRCC's co-payment page. Not every drug is eligible; the pharmacy can confirm whether a specific product is covered.

Urgent Dental Care (supplemental coverage)

Urgent dental care is listed as a supplemental benefit. The IFHP covers 70% of eligible costs for supplemental benefits and the beneficiary pays the remaining 30% to the provider. Routine dental work is not listed as covered.

Vision Care (supplemental coverage)

Vision care is listed as a supplemental benefit, subject to the 30% co-payment. The coverage summary does not spell out which vision products are eligible; a registered provider can confirm this with the program administrator.

Mental Health Counselling (supplemental coverage)

Mental health counselling is listed as a supplemental benefit, subject to the 30% co-payment. This can matter a great deal for people who have experienced trauma.

Hospital Services (basic coverage)

In-patient and out-patient hospital services are part of basic coverage, with no co-payment.

Laboratory, Diagnostic and Ambulance Services (basic coverage)

Laboratory, diagnostic and ambulance services are part of basic coverage. Other supplemental benefits listed by IRCC include physiotherapy, speech language therapy, assistive devices, home care, and medical supplies and equipment, all subject to the 30% co-payment.

Finding a Healthcare Provider

IRCC states that IFHP coverage is available only for services and products from health care professionals who are registered with the program, which is administered by Medavie Blue Cross. Ways to find a registered provider include:

  • 1.Use the provider search tool: IRCC's page on getting medical treatment directs beneficiaries to the Medavie Blue Cross search tool to find a provider registered with the IFHP.
  • 2.Community health centres: Many community health centres and refugee health clinics are registered with the IFHP and serve newcomers, sometimes in several languages. Registration can be confirmed with the clinic before a visit.
  • 3.Walk-in clinics: Walk-in clinics do not require an appointment. Whether a particular clinic is registered with the IFHP can be checked through the search tool or by asking the clinic.
  • 4.Ask settlement agencies: Settlement organizations for refugees often have lists of IFHP-friendly healthcare providers.
  • 5.Ask friends and community: Other refugee claimants in your community can recommend doctors they have had good experiences with.

Making an Appointment and Visiting a Doctor

When you are ready to see a doctor, follow these steps:

Call to Schedule

A patient can call the office or clinic, ask for an appointment and mention IFHP coverage. If the office is not registered with the IFHP, it cannot bill the program, so a registered provider is needed.

IFHP Documents for Appointment

IRCC's guidance is to show the IFHP eligibility document to the provider on arrival for treatment. Bringing photo identification and any previous medical records, if available, can help the provider.

Tell Your Story Honestly

Tell the doctor about your symptoms and health concerns. If you are comfortable sharing, you can mention that you have experienced trauma or are under stress from your immigration situation. This helps the doctor understand your health needs.

Request an Interpreter

A patient who is not comfortable in English or French can ask whether the clinic or hospital can arrange interpretation. Availability varies by province and by facility. Interpretation is not listed among IFHP benefits on the coverage summary, so it is arranged by the provider rather than billed to the program.

Keep Records

Ask for copies of any test results, diagnoses, or treatment recommendations. Keep these records for your future healthcare and for your immigration file.

Getting Prescriptions Filled

After seeing a doctor, you may receive a prescription. To fill your prescription:

  1. The prescription is taken to a pharmacy registered with the IFHP. The Medavie Blue Cross search tool lists registered pharmacies.
  2. The pharmacist is told that the patient is covered by the IFHP
  3. The IFHP eligibility document is shown
  4. The pharmacy checks coverage for that product and dispenses the medication
  5. As of May 1, 2026, the patient pays a $4 co-payment to the pharmacy for each eligible prescription filled or refilled, according to IRCC

If a medication is not an eligible product under the program, the pharmacist may contact the prescriber to discuss an alternative. IRCC's coverage summary states that the program does not cover services or products that can be claimed under other health insurance, public or private. Asking the pharmacist about coverage before paying the full price avoids surprises.

Emergency Care

Hospital services, including emergency departments, and ambulance services are part of IFHP basic coverage. In a medical emergency:

  • 1.Call 911: 911 is the emergency number across Canada for a life-threatening injury or illness.
  • 2.Go to the emergency department: Hospital emergency departments treat people who arrive in an emergency. Bringing the IFHP eligibility document helps the hospital bill the program, but treatment in an emergency is not delayed to check paperwork.
  • 3.Inform staff: Telling registration staff about IFHP coverage lets the hospital bill the program rather than the patient.
  • 4.Keep receipts: Keep all receipts and documents related to your emergency care for billing and record purposes.

Example Healthcare Encounters

This shows language such as what you might encounter when accessing healthcare with IFHP.

At the Doctor's Office:

Receptionist:

"Hi, I see you are a new patient. Do you have health insurance?"

Language such as:

"I am covered by IFHP. Here is my document showing my coverage."

Doctor:

"What brings you in today? Are you experiencing any health problems?"

Language such as:

"I have been having headaches and difficulty sleeping. I am also experiencing anxiety related to my situation. I would like to see if there is treatment available."

At the Pharmacy:

Pharmacist:

"Good afternoon. Do you have a prescription for me?"

Language such as:

"Yes, I have a prescription from my doctor. I am covered by IFHP for this medication."

Pharmacist:

"Let me verify your IFHP coverage. Yes, this medication is covered. There is a small co-payment to pay at the counter. It will be ready in about 15 minutes."

Additional Healthcare Resources

Beyond IFHP coverage, many communities offer additional health services for refugees and asylum seekers:

  • •Refugee health clinics: Many communities have specialized clinics for refugees with staff experienced in refugee health issues
  • •Mental health services: Many areas have free or low-cost mental health support specifically for refugees
  • •Vaccination programs: Provinces and territories run publicly funded immunization programs through public health units; eligibility rules are set locally
  • •Settlement health services: Many settlement agencies provide health information and navigation services
  • •Interpreters: Many hospitals and larger clinics can arrange interpretation; availability and languages vary by facility

Disclaimer: This information is provided for general informational purposes only and does not constitute medical or legal advice. Healthcare coverage and services vary by province and individual circumstances. For specific information about IFHP coverage, the current IRCC pages linked above and the program administrator, Medavie Blue Cross, are the authoritative sources.

When to Consult a Refugee Lawyer or RCIC

This platform is designed to help individuals understand their rights as refugees and asylum seekers in Canada. Many aspects of the refugee process can be navigated independently with the right information.

The most effective time to engage an immigration lawyer or licensed RCIC is before an IRB hearing, when responding to a negative decision, when facing a removal order, or when an application involves complex legal issues such as criminality, security inadmissibility, or cessation proceedings.

By gathering documentation and understanding the relevant statutes first, consultations become focused strategic reviews rather than costly fact-gathering sessions.

Find a Refugee Lawyer or RCIC in Our Directory→

Cite This Page

MyImmigrantRights.ca. "Accessing Healthcare with IFHP." Accessed October 9, 2026. https://myimmigrantrights.ca/scenarios/accessing-healthcare